1. Why invest in Mutual Funds DELOS?

NBG Asset Management M.F.M.C. manages currently 32 Mutual Funds DELOS, 3 NBG and N.P. INSURANCE NEW POSIDON BALANCED FUND, 3 NBG funds SICAV (Luxembourg) and 5 NBG funds FCP (Luxembourg). of all categories and subcategories that cover all market needs and requirements of investors. Through the MUTUAL FUNDS investors gain the investment opportunity of easy access to all financial and capital markets of the world. The professional asset management, expertise and years of experience of key personnel combined with the reputation and history of the NBG, which is the custodian of all MUTUAL FUNDS, strongly support the services to investors.

2. How can I invest in the Mutual Funds managed by the Company?

The Procedure of investing in MUTUAL FUND is simple and concise. The prospective investor may be informed and buy shares of MUTUAL FUND by submitting an application form through the sales network of the group of NBG, by choosing any branch of NBG. Transactions are performed based on the process of Credit/Debit of accounts, daily from Monday to Thursday (08:00 am to 14:30) and Friday (8:00 am to 14:00 local time). The application form is considered valid when displayed by the ON LINE system NBG. Shareholders should keep a savings account in NBG to perform their transactions.

Transactions in NBG International Funds SICAV (Luxembourg) and NBG funds FCP (Luxembourg) are performed based on the process of Credit/Debit of accounts, daily from Monday to Friday (8:00 am to 12:00).

3. By what amount can I participate in the Mutual Funds managed by the Company?

The minimum participation for all MUTUAL FUNDS DELOS and N.P. INSURANCE NEW POSIDON BALANCED FUND is set at € 50,00, except of the USD Foreign Bonds MF in which the minimum capital is set at $ 50.

For the NBG International Funds SICAV & FCP funds the minimum participation is set at € 3.000.

4. Based on which price will my shares be calculated counting from the moment I participate to DELOS MF within the specific timeframe of transactions?

The units / shares will be calculated based on the subscription price derived from the valuation of Net Asset Value on the day of the submission of the application and the respective debit/credit of accounts.

5. When will I know at what the price I participated in the Mutual Funds DELOS?

The subscription price is known from the very same day (later in the afternoon) calling +30-210-90.07.400, operating on a 24 hours basis. You can also retrieve it from the daily press. Finally, you can be informed by the NBG ASSET MANAGEMENT MFMC by requesting to receive by mail daily statements about your investment and also by our company’s website(www.nbgam.gr). That will briefly state all the data of your transaction.

6. May I have the right to include other beneficiaries in my participation to the Mutual Funds DELOS?

In case you wish, you have the right to include up to three other beneficiaries in every participation you make. You are kindly requested to be aware that all co-beneficiaries automatically have exactly the same rights as well as obligations in regard to participation and subsequent amendments and transactions executed as for the MUTUAL FUND. In case of death of one of the co-beneficiaries then the royalties from his participation in MUTUAL FUND automatically placing the other co-beneficiaries.

7. How may I redeem my units / shares and in what price?

Units / Shares of the MUTUAL FUND can be redeemed (repaid) either in whole or partially. The process is simple. You may complete a redemption request form and submit it to any branch of NBG. All savings accounts of the beneficiaries will be credited within five business days after submitting the redemption request form. For the safety of your transactions, the only account that will be credited with the relevant cash amount, is the one provided at the redemption request form. The redemption price with which the relevant cash amount is calculated, is the one of the day of submission of the redemption request form.

8. How may I change my address or other personal details?

The address which has initially been declared may be changed as many times as necessary. NBG ASSET MANAGEMENT MFMC will be simply informed of any change through any branch of NBG. In case of amendments on your personal details concerning your status, marriage, divorce, death, or amendment on name of legal entities, etc. you must submit all necessary documents either in a branch of NBG or in NBG ASSET MANAGEMENT MFMC.

9. How may I pledge my units / shares in order to secure any receivable/ demand ?

According to Law 4099/2012 Shareholders may pledge their units / shares to secure claims. The lender should forward any relevant contract to NBG ASSET MANAGEMENT MFMC.

10. How may I be informed for my investment?

For the valuation of your portfolio you can contact IVR by dialing 210-90.07.400 and entering your customer number and special number (PIN). You may also contact all NBG branches as well as receive a statement on a quarterly basis to the postal address you have already provided. Regarding the monitoring of prices of MUTUAL FUNDS shares, you will be able to be informed by the daily press, by the company's website (www.nbgam.gr) and/or by calling 210-90.07.400, operating on a 24 hours basis.